For decades, car insurance felt like a fixed game. Your premium was based on broad categories—your age, your zip code, your credit score. A safe driver in a “high-risk” area paid the same as their lead-footed neighbor. It was, frankly, a system that often punished the cautious and rewarded theContinue Reading
So, you’ve made the leap—or you’re thinking about it. You’re joining the quiet, emission-free revolution with an electric vehicle. It’s exciting. But then comes the less glamorous part: insuring your new tech-on-wheels. And honestly, it can feel like a different language. Let’s be real. EV insurance isn’t quite the sameContinue Reading
Electric vehicles (EVs) aren’t just changing the way we drive—they’re shaking up the auto insurance industry, too. From repair costs to battery replacements, insurers are scrambling to adjust their policies. Here’s the deal: if you own an EV or are thinking about buying one, your insurance rates might not followContinue Reading
Classic and vintage cars come with specialised policies: Savoie mentions that there are insurers that offer coverage for parts and automotive tools, a policy that wraps the costs of replacing such retro items as hood ornaments, gas pumps and licence plates. With classic car insurance, you typically buy collision andContinue Reading
The upside of AI for industry is often that it makes life easier for businesses and their shareholders. In insurance, it opens up opportunities for customers. … Geico, the nation’s second-largest auto insurer, offers an app called Kate that enables policyholders to ask questions using natural language processing and receiveContinue Reading
Car insurance deductibles play an integral part of your coverage cost, and our agents can assist in helping you determine whether a higher or lower deductible would best meet your current situation, taking into account factors like claim history and likelihood. Collision and comprehensive insurance often carries deductibles, while liabilityContinue Reading
If you have bike insurance, it is important that you check the limits on your coverage. Many policies have low coverage limits, such as $1,000 or $1,500, which can leave you out of pocket if something happens to your bike. You can increase your coverage limits by purchasing a bikeContinue Reading
We have looked at some of the largest car insurance companies in the US and ranked them accordingly. Allstate ranked fourth, with a market share of 9% and an average six-month premium of $947. The fifth-ranked auto insurance company is USAA, with a market share of 6% and an averageContinue Reading
If you’ve been in an accident, the first step in the auto insurance claims process is to contact your insurance provider. You’ll want to call your insurance provider to discuss the details of your policy, and make sure they understand the situation well enough to advise you on the bestContinue Reading
The benefits of auto insurance are almost limitless. It protects you against unexpected expenses and provides peace of mind. For example, it covers damages triggered by pile-ups, falling tree branches, and vandalism. You don’t have to worry about paying out of pocket in case of an accident because you’re coveredContinue Reading